Parish Heacock Classic Car Insurance
P.O. Box 24807
Lakeland, FL 33802-4807

Email: info@parishheacock.com
Toll free: (800) 678-5173

Qualifications (subject to change or regional laws so check with the company for specific up-to-date information).

* Each household member of driving age must have at least 10 years driving experience or be excluded.

* Each household member must have a regular use vehicle less than 15 years old that is insured with liability limits equal to or higher than the limits being applied for on the collectible vehicle.

* All licensed members of household and any other drivers of the vehicle must be listed on the application.

* Maximum of two accidents or violations in the household, maximum of one per licensed household member in past 3 years. No major violations permitted in past 5 years.

* A Driver Health Questionnaire must be completed for all drivers over 70 years old.

* Auto must be stored in a locked permanent garage facility when not driven.

* Auto may not be used for commuting to or from work or school, used for business purposes or as a substitute for another auto.

* Autos not covered while on a racetrack or when being used for: racing, speed, driver's education, or timed events.

* Must display pride of ownership: well maintained, in restored or well-preserved condition.

* Vehicles under restoration must be stored at residence or a restoration shop, with a target date for completion. Agreed value coverage is not available on cars under restoration. Eligibility subject to company review.

* Replica Vehicles and Pro Street vehicles are subject to company review.

* Trucks and Jeeps must be over 25 years old, and not be used for towing, hauling, off-road or utility use.

* Generally do not require appraisals, but may ask for one if vehicle value is difficult to determine.